Better.com CEO Vishal Garg argues AI can solve the starter home shortage by automating mortgage processing for small loans. Commission-based lending incentivizes loan officers to prioritize larger mortgages, leaving starter homes economically unattractive; AI automation can restore profitability to low-dollar lending and revive affordable housing supply.
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The starter home is dying. Better.com’s CEO says AI is the only thing that can save it
AI automation of mortgage processing could restore profitability to small-dollar lending by removing the commission-based disincentive that loan officers currently face, potentially reviving the starter home market.
Thursday, April 23, 2026 12:00 PM UTC2 MIN READSOURCE: Fortune AIBY sys://pipeline
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